Finance Explained Simply
Economics
EconomicsInternational trade
Intermediate5 min read

What is a tariff and how does it affect trade?

By the FES team · Published 28 March 2026

In brief: A tariff is a tax on imported goods, paid by the importer (usually passed on to consumers as higher prices). Tariffs protect domestic industries from foreign competition — but at a cost: consumers pay more, trading partners often retaliate, and global economic efficiency falls.

How tariffs work

When a government imposes a 25% tariff on imported steel, domestic steel users (car manufacturers, builders) pay 25% more for imported steel than before. This makes domestic steel — even if more expensive to produce — competitive by comparison. The revenue goes to the government. The cost is borne by domestic consumers and industries that use the imported good as an input.

Effect of a Tariff on Price Price World price Price + tariff Domestic producers win Consumers pay more Govt gains revenue Tariff

Who wins and who loses

Party Effect
Domestic producers (protected industry)Win — face less competition, can charge higher prices
GovernmentWin (short-term) — collects tariff revenue
Domestic consumersLose — pay higher prices for affected goods
Downstream industriesLose — pay more for inputs (e.g., car makers if steel tariff)
Foreign exportersLose — sell less to that market

Retaliation and trade wars

Tariffs rarely end with one country. When the US imposed steel and aluminium tariffs in 2018, the EU immediately retaliated with tariffs on Harley-Davidson motorcycles, bourbon whiskey, and orange juice — products carefully chosen to affect politically important US states. This tit-for-tat escalation reduces global trade, raises prices worldwide, and can tip into a full-blown trade war (as in the 1930s Smoot-Hawley Act, which deepened the Great Depression).

25%
US tariff on Chinese goods (2018–)
~$80B
Estimated annual cost to US consumers (2018 tariffs)

"Tariffs are a tax on the citizens of the country that imposes them, not on foreign governments." — Milton Friedman

When tariffs might be justified

Mainstream economists generally oppose tariffs as inefficient — but not unconditionally. "Infant industry" protection (shielding a new strategic industry until it's competitive) has worked in countries like South Korea and Taiwan. National security arguments for protecting defence-critical industries have merit. And tariffs can be used as negotiating leverage. The key is that they should be temporary and targeted, not permanent and broad.

What this means for you

Tariff announcements move markets. When governments impose or threaten major tariffs, expect volatility in affected sectors (steel, autos, agriculture), currency markets (the importing country's currency may weaken as trade flows shift), and inflation expectations. As a consumer, tariffs on goods you buy regularly mean less purchasing power, even if the policy is invisible in everyday life.

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